TY - JOUR T1 - Solving the Housing Crisis: <em>Investors Need to Play</em> <br/> <em>Vital Role</em> JF - The Journal of Fixed Income SP - 15 LP - 30 DO - 10.3905/jfi.2012.21.3.015 VL - 21 IS - 3 AU - Laurie S. Goodman AU - Roger Ashworth AU - Brian Landy AU - Lidan Yang Y1 - 2011/12/31 UR - https://pm-research.com/content/21/3/15.abstract N2 - The housing market remains very vulnerable. We make the case that a sizeable supply/demand imbalance has been created by the fact that the housing market faces a huge overhang of homes from borrowers who are either not making mortgage payments or will be unable or unwilling to do so in the future. At the same time, 19% of 2007 borrowers would not qualify for a mortgage today by virtue of payment history alone. And the demand for home ownership has further contracted because credit availability is limited. Every single governmental action seems to be moving toward limiting credit availability further still. We strongly believe that investors are the key to increasing housing demand, and the best way to encourage this is to increase financing for investor properties.TOPICS: Real estate, financial crises and financial market history, exchanges/markets/clearinghouses ER -