Noisy business politics: lobbying strategies and business influence after the financial crisis

E Keller - Journal of European Public Policy, 2018 - Taylor & Francis
This article argues that not all business politics is 'quiet politics' and it explores the
conditions of when this is likely to be the case. Drawing on a remarkable lobbying success in …

What is and what is not regulatory arbitrage? A review and syntheses

M Willesson - Financial markets, SME financing and emerging …, 2017 - Springer
Regulatory arbitrage is an avoidance strategy of regulation that is exercised as a result of a
regulatory inconsistency. As a regulatory response strategy, it has been in the shadow of …

The common drivers of default risk

C Memmel, Y Gündüz, P Raupach - Journal of Financial Stability, 2015 - Elsevier
Using a unique data set on German banks' loans to the German real economy, we
investigate banks' credit risk. This data set contains the volume of loans, and write-downs on …

Support for the SME supporting factor: Multi-country empirical evidence on systematic risk factor for SME loans

M Dietsch, K Düllmann, H Fraisse, P Koziol, C Ott - 2016 - papers.ssrn.com
Using a unique and comprehensive data set on the two largest economies of the Eurozone-
France and Germany-this paper first proceeds to a computation of the Gordy formula …

Book-to-market equity and asset correlations—An international study

KC Ho, SC Lee, JL Chen - International Review of Economics & Finance, 2022 - Elsevier
In this paper, we examine the use of book-to-market equity (BE/ME) as a determinant of
asset correlations in the Basel Accord on regulatory capital requirements. Utilizing an …

[BOOK][B] Are SME loans less risky than regulatory capital requirements suggest?

K Duellmann, P Koziol, D Bundesbank - 2019 - eba.europa.eu
Our paper addresses firm size as a driver of systematic credit risk in loans to small and
medium-sized enterprises (SMEs). Key contributions are the use of a unique data set of SME …

[PDF][PDF] Basel accords versus Solvency II: Regulatory adequacy and consistency under the postcrisis capital standards

D Laas, C Siegel - Risk Management and Insurance Working Paper, 2013 - Citeseer
Over the past decade, European banking and insurance regulation has been subject to
significant reforms. One of the declared goals of the authorities was the enhancement of …

Evaluation of minimum capital requirements for bank loans to SMEs

K Düllmann, P Koziol - 2013 - papers.ssrn.com
Our paper addresses firm size as a driver of systematic credit risk in loans to small and
medium enterprises (SMEs). Key contributions are the use of a unique data set of SME …

Effects of Securitization on banks and the financial system

SY Deku, A Kara, SY Deku, A Kara - Securitization: Past, Present and …, 2017 - Springer
Securitization has significantly changed the traditional role of banks acting as intermediaries
between borrowers and depositors. In the traditional bank lending model, banks screen …

The Real Effects of Improving Access to Capital Markets Financing: Evidence from European SMEs

A Eisele, E Nowak - 2017 - papers.ssrn.com
Due to crisis-ridden banks and new regulation (Basel III, IFRS, Mifid), there was a significant
growth in innovative financing sources for SMEs in recent years. This paper uses the …