RT Journal Article SR Electronic T1 A Simple Statistical Framework for Modeling Burnout and Refinancing behavior JF The Journal of Fixed Income FD Institutional Investor Journals SP 69 OP 74 DO 10.3905/jfi.1994.408117 VO 4 IS 3 A1 Lakhbir S Hayre YR 1994 UL https://pm-research.com/content/4/3/69.abstract AB